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Creating Financial Stability Across Every Stage of Your Life

RETIREMENT: PLANNING FOR THE NEXT PHASE

START PLANNING TODAY FOR A SECURE TOMORROW

We understand that retirement planning, where you must prepare for the transition out of your earning years, can be stressful. At W. McKinley & Associates, we’re here to help relieve the pressure. We take a holistic view of your life to help determine the savings and investment strategies that will allow you to live the type of retirement you’ve always wanted.

We’ve found that even the best savers may not know the right way to approach retirement planning. Is your company’s 401k or pension enough? How do you choose between Roth or Traditional IRAs? How much can you count on Social Security to help? And the big one: how much will you really need, when you have no way of knowing how long you’re going to live off of that money?

These are the tough questions we help our clients navigate every day. We view retirement as a critical part of your entire financial strategy -- the third tier, focused on long-term financial stability. That means that every decision we help you make today is done with a careful eye towards protecting your tomorrow.

OUR RETIREMENT SERVICE OFFERINGS:

  • INDIVIDUAL RETIREMENT PLANS: Take advantage of the right tax incentives for you, with personal retirement plans: Traditional IRAs or Roth IRAs.
  • SMALL BUSINESS RETIREMENT PLANS: Business owners and their employees can prepare for retirement with SEPs (Simplified Employee Pension plans) and SIMPLE IRAs.
  • ANNUITIES: These insurance policies can offer regular, periodic payments that can help replace your earnings if you outlive your income.
  • RETIREMENT INCOME EVALUATIONS: We’ll assess your holistic financial situation to predict what type of retirement “income” you can expect to draw from your savings.

Before starting on your retirement plan, confirm that you have the short-term savings cushion that you need. Then, don’t forget to invest your money wisely to watch it grow.

WANT TO DISCUSS YOUR FUTURE?

Contact us today and we’ll help ensure financial stability into your post-work years.

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